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Debt Syndication

We specialize in providing tailored solutions to help you manage and overcome financial challenges. Our Team is here to guide you through the process, ensuring you find the best options to meet your needs.

Debt Resolution Funding

Expert Solutions for One-Time Settlement, NPA Resolution, and Debt Restructuring

We help businesses regain financial stability through strategic debt resolution

At eFuture Ventures, we help businesses regain financial stability through strategic  debt resolution. Whether you're facing loan defaults, NPA classification, or unsustainable repayment terms, our tailored solutions,  including One-Time Settlements, NPA Resolutions, and Debt Restructuring, are designed to reduce liabilities, restore creditworthiness, and protect your operations.

One Time Settlement Funding

Settle your outstanding dues with a negotiated one time payment that reduces your total liability.

NPA Resolution

Specialized support for resolving Non - Performing Assets (NPAs) and restoring creditworthiness.

Debt Restructuring

Restructure repayment terms to regain financial stability without defaulting.

Working Capital & Term Loan

We help get finance for day to day operations as well as long term investments

Get your business the finance it needs for either meeting it's day to day obligations or to finance long term investments

At eFuture Ventures, we help businesses obtain financing for their day to day operational needs, such as inventory, payroll, rent, utilities etc. as well as obtain financing for long term investments or capital expenditure, like buying equipment, expanding facilities or launching a new product line.

Working Capital Loan

Characteristics:

  • Short-term in nature (usually up to 1 year).

  • Often revolving credit (like a line of credit) or overdraft facility.

  • Not used for long-term investments like purchasing machinery or real estate.

  • Interest is charged only on the amount used (in some cases).

Best for:
Managing cash flow gaps, seasonal business fluctuations, or unexpected expenses.

Term Loan

Characteristics:

  • Medium to long-term in nature (1 to 7-8 years).

  • Fixed or floating interest rate.

  • Paid back in regular installments (monthly, quarterly, etc.).

  • May require collateral.

Best for:
Major capital investments or business expansion plans.

Project Finance

For large-scale, long-term infrastructure, industrial or public service projects

Project finance is a method of funding large scale long-terms infrastructure, industrial, or public service projects. Key aspect being that the loan repayment comes only from the cash flow generated by the project itself, not from the general assets or creditworthiness of the project sponsors

Key Features

  • Separate legal entity is created for the project.

  • Funding is typically a mix of debt (70–80%) and equity (20–30%).

  • Lenders have claims on the project’s assets and cash flows, not the sponsor’s balance sheet.

  • Risks (construction, operational, market) are distributed among multiple parties.

  • Long-term tenure, often 10–25 years.

  • Common across sectors such energy, infrastructure, telecom, and utilities.

Typical Project Finance Structure

  • Sponsors: Invest equity and initiate the project.

  • SPV (Special Purpose Vehicle): Created solely for the project—isolates risk.

  • Lenders: Provide debt funding, usually based on project cash flows.

  • Off-take Agreements: Contracts to sell the project's output (e.g., PPA in power projects).

  • EPC Contractors: Handle Engineering, Procurement, and Construction.

  • O&M Contractors: Operate and maintain the project.

Phases of Project Finance

  • Feasibility Study & Planning

  • Financial Closure (arranging loans & equity)

  • Construction Phase

  • Operational Phase (revenue generation)

  • Debt Repayment & Dividends to Sponsors

Debt Funding

Debt Financing for Startups and ventures without dilution

Useful when startups need runway without dilution, require working capital or leverage predictable cashflows

Venture Debt

  • Typically given alongside or shortly after an equity round

  • Loan size: ~10–30% of recent equity round

  • Tenure: 2–3 years

  • Interest rate: 12–15% p.a. (can vary)

  • Warrants (optional): Lender may get small equity upside

  • No personal guarantee in most cases

Eligibility (Debt Funding)

  • Operational history (often 12–18 months minimum)

  • Minimum monthly revenue (for RBF)

  • Healthy unit economics or secured receivables

  • Recent equity funding round (for venture debt)

  • Good founder profile and governance

Debt Types

  • Bank Loans

  • Venture Debt

  • Revenue Based Financing

  • Invoice/Receivables Financing

  • Equipment Asset Financing

  • Convertible Notes/SAFE with debt-like features

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